You must have a 680 or above credit
score for best results. If your score is lower than 680,
you may
submit your information but make sure to follow
the links to the left for increasing
your scores. Obtain a copy of your credit report,
then follow the link to raise your scores.
If your credit score is above 680 follow below instructions.
If your credit score is lower than 680 please use the "RAISING YOUR SCORES" links to the left.
- Create a free account. Read Entire Page First.
- Fill in the appropriate fields. Do not use comma's ( , ) or dollar signs ( $ ) in the fields.
- When you complete all entries, your profile
will be processed
through our proprietary "Truth In Equity CalculatorTM".
This back office engine will determine your current fiscal
position
and display a projected "Debt Free" summary analysis.
Remember: "Prescription without analysis is Malpractice"TM.
It is vitally important that you are as accurate as possible when completing your Personal Profile.
Inaccurate figures will result in an inaccurate analysis. Monthly Expenses and Monthly Deposited
NET Income MUST be accurate to produce realistic payoff projections!
Our calculator will:
- Process your information
- Identify program options
- Amortize and calculate how many years it will take to be DEBT FREE!!
- Suggest and pin point areas of concern such as LTV/CLTV (Loan to value and/or Combined Loan to Value)
- Evaluate your DTI (Debt to Income) ratio
- Evaluate and identify monthly budgetary concerns (Profit/Loss)
- Suggest or pin point any closing cost projections should refinance need be considered
IMPORTANT: READ THE ENTIRE PAGE BEFORE PROCEEDING ! ! !
For more information on what the Truth In EquityTM system can do for you, the OPTION to purchase a report for $29.99 is offered.. This report is an instant analysis of your current financial situation and provides a year-by year glimpse at how the Truth In EquityTM program will perform up to the projected payoff date. BE AS ACCURATE AS POSSIBLE. We recommend after reviewing the initial analysis that you return to your Profile and review the original figures you submitted. Take your time in reviewing these numbers, ACCURACY IS CRITICAL if you desire an accurate projection.
To ensure an accurate analysis please pay close attention to the Monthly Profit and Loss figure in your profile. This figure is located under the Total Deposits in the Income section of the profile.

These figures MUST reveal an accurate representation of your average positive (or negative) cash flow position at the end of the month and an approximate debt to income ratio. If this figure is not accurate please return to your profile and make necessary adjustments to ensure accuracy of the monthly Profit/Loss figure. Additionally an accurate DTI (debt to income) ratio should reveal a 45% or less value to be considered for a lending program.
After purchasing your report, you will be able to exercise a choice of options for obtaining full service. See steps below for
further details.
The $29.99 report fee is for the comparison of what you are doing today versus what you could be doing if you employ
the "Equity AdvantageTM" The $29.99 report fee is a NON REFUNDABLE fee and does not constitute a guaranteed appointment with a Financial Strategist. All profiles are reviewed for qualification and mutual benefit in your
participation by a certified Strategist.
Some folks have been able to discern from this report enough to engage results for themselves. It is not our intention to arm
you with only enough information to be dangerous to yourself. We implore you take the opportunity to contract our services
in full. KEEP READING.
Since the report and findings are immediate, re accessible and printable all report sales are final.
This is both written and expressed throughout the process.You may also opt to NOT purchase the $29.99 report and
wait for a summarized response at a future date. This could
take as long as 30 or more days. We are just as eager to help you as
you are to receive help. Once a Financial Strategist reviews your information you will be contacted should mutual benefit
exist.
Thank you for taking the time to review your "Truth
In EquityTM" results.
Create Account link is below. Keep reading so you have a full understanding of what we do and how we do it.
SAMPLE REPORT
Steps we take
Step 1. Fill out personal profile (Free)
Step 2. Receive immediate cursory results (Free) "YOU COULD BE DEBT FREE IN xx YEARS and xx MONTHS.
Step 3. Determine if you wish to pay $29.99 for deeper findings. Non Refundable and does not guarantee immediate contact.
Step 4. If you pay for a report you receive immediate results and have the opportunity to purchase our
full "Consulting Services" program. We currently offer the full "Consulting Services", provided you meet qualification
standards a Financial Strategist will contact you for follow up.
The report fee is non refundable. Your account can be accessed at any time. You may print the results, review and edit at any time. This is a one time fee for eternal access.
Step 4a. If no report is purchased, a strategist will call and discuss your profile in more detail should you qualify at a later date.
Step 5. If you decide to contract our services you receive 12 months of continued guidance and service.
One time fee with no need for renewal. See our refund policy regarding any refunds for consulting services.
Conditional refunds may apply. Make sure you cover this with your Financial Strategist at the time of contract.
Step 6. If you need a loan to achieve results we help you find one through your lending sources or we place you with ours.
Step 6a. If you go through your own sources you pay closing costs to them
(what ever those are we have no control over)
Step 6b. If you already have what you need to achieve the results we teach you how
using what you have.
Step 6c. If you choose to use our lender of choice
(6th largest bank in US and is quite stable) there are closing costs.
Step 6d. If you choose not to do anything or can't for whatever reason we part friends with a
plan for the future or a basis of understanding.
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